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Money Quotes
Just because someone will lend money to you doesn't mean you should borrow it.
Jean Chatzky
You
Money
Will
Borrow
Someone
Because
Just
Just Because
Lend
Mean
Should
There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan, it's not working for you - and if you leave your job, you'll have to pay it back in 60 days or treat it as a taxable withdrawal.
Jean Chatzky
You
Money
Treat
Loan
Job
Pay
Back
Laundry
Borrow
Days
Withdrawal
Leave
List
While
Taxable
Working
Your
Reasons
Why
Why Not
To bring down your credit card balances, write down the benefits of reducing your debt. No more gnawing feeling that you're throwing money away, perhaps. More money flowing to other financial objectives. Then consult the list when you have doubts.
Jean Chatzky
You
Money
Benefits
Financial
Feeling
Down
Other
Objectives
More
Consult
Write
Throwing
Perhaps
Balances
Reducing
Gnawing
Debt
List
Then
Your
Doubts
Away
Credit
Card
Credit Card
Bring
Flowing
Automate your savings so that you have money taken directly from each paycheck and deposited into a 401(k) or other workplace retirement account. If that's not an option, automatically have money transferred out of checking into savings each time you get paid.
Jean Chatzky
Time
You
Money
Other
Savings
Out
Directly
Taken
Retirement
Checking
Account
Option
Get
Automatically
Transferred
Paid
Your
Paycheck
Workplace
Each
Each Time
I've never met a budget that I couldn't coax a few extra dollars from - and I'll bet that you can do the same. For instance, you're probably buying more minutes and more cable channels than you use. Oh, and how many black skinny jeans do I count in your closet? You have enough money, just the wrong priorities.
Jean Chatzky
You
Money
Black
Met
Few
Extra
Enough
Enough Money
Channels
Minutes
Bet
More
Cable
Count
Never
Instance
Wrong
Budget
Priorities
How
Dollars
Than
Same
Closet
Oh
Just
Use
Your
Skinny
Jeans
Many
Buying
There are two things that you need to save for. First, you need an emergency cushion of no fewer than six months of living expenses. This needs to be cash in a liquid account where you can get at it in - yes - an emergency if you need it. In other words, money markets, not CDs. You also need to save for your future: that means retirement.
Jean Chatzky
Future
Needs
You
Words
Money
First
Living
Other
Months
Markets
Emergency
Cash
Retirement
Also
Yes
Account
Than
Get
Liquid
Fewer
Six
Expenses
Where
In Other Words
Cushion
Means
Your
Things
Two
Need
Save
It's not exactly a big surprise that women mature earlier than men do. As a result, they tend to display better judgment, particularly when it comes to money.
Jean Chatzky
Women
Money
Better
Result
Men
Big
Judgment
Exactly
Tend
Particularly
Surprise
Mature
Than
Big Surprise
Display
Earlier
You could lose hundreds or thousands one day on paper and gain it all back the next, and it has literally no effect on your immediate future, provided the money you have in the market is money you're investing for the long haul (meaning at least three to five years).
Jean Chatzky
Future
Day
You
Money
Three
Long
Lose
Back
Market
Hundreds
Immediate
Paper
One Day
Thousands
Haul
Long Haul
Could
Investing
Least
Years
Provided
Effect
Five
Literally
Gain
Meaning
Next
Your
By working toward a financial objective, you'll start to see the money add up for retirement or the credit card balance go down. But it doesn't have an immediate impact on your day-to-day life, and when it does - like when you're pinching pennies to save more - the immediate impact could feel negative.
Jean Chatzky
Life
You
Balance
Money
Financial
Negative
Down
Add
Immediate
Pennies
See
Impact
Objective
More
Could
Day-To-Day
Feel
Retirement
Toward
Day-To-Day Life
Like
Does
Go
Pinching
Up
Working
Your
Credit
Card
Credit Card
Start
Save
Knowing where you stand in your quest to accumulate enough money for retirement is an incredibly important part of the planning process.
Jean Chatzky
You
Money
Important
Enough
Enough Money
Incredibly
Part
Retirement
Knowing
Important Part
Quest
Accumulate
Where
Process
Stand
Your
Planning
Generally, there are three rules when it comes to borrowing money: You need to have good credit, proof of income and cash for a down payment. Most people have the first two, but it's the third that trips them up. And nowhere does that come into play more than the mortgage market.
Jean Chatzky
Good
You
People
Money
Three
First
Down
Market
Rules
Proof
Trips
Borrowing
Cash
More
Generally
Mortgage
Come
Most
Does
Up
Than
Them
Payment
Income
Nowhere
Play
Credit
Two
Need
Third
I give out similar advice all the time: Take a month to write down where your money is going. By the end, you'll have a road map that tells you where you can cut back.
Jean Chatzky
Time
You
Money
Advice
Down
Back
Month
Out
Tells
Give
Similar
Write
Take
Road
Road Map
End
Going
Where
Cut
Your
Map
You don't seem to realize that a poor person who is unhappy is in a better position than a rich person who is unhappy. Because the poor person has hope. He thinks money would help.
Jean Kerr
Hope
You
Money
Better
Unhappy
Rich
Would
Seem
He
Because
Than
Person
Poor
Rich Person
Realize
Help
Who
Thinks
Position
I have two trifling ambitions in the theater: to make a lot of people laugh and to make a lot of money.
Jean Kerr
People
Money
Ambition
Laugh
Trifling
Make
Lot
Theater
Two
Money doesn't buy happiness. But happiness isn't everything.
Jean Seberg
Happiness
Buy
Money
Everything
Unless I have to, I can't take a job for the money. Unless my children are going to be out on the street, I have to be a little bit picky.
Jean Smart
Money
Job
Unless
Bit
Out
Take
Picky
Going
Children
Little
Little Bit
Street
I never cared about money.
Jeanette Winterson
Money
About
Never
Cared
People assume NFL cheerleaders are within some vague sniffing distance of the good life, but a Ben-Gal is paid seventy-five bucks per game. That is correct: seventy-five bucks for each of ten home games. The grand cash total per season does not keep most of them flush in hair spray, let alone gas money to and from practice.
Jeanne Marie Laskas
Life
Alone
Good
Home
Game
People
Money
Hair
Practice
Assume
Good Life
Distance
Flush
Correct
Total
Some
Per
Cash
Ten
Bucks
Most
Cheerleaders
Within
Does
Spray
Grand
Them
Paid
Games
Each
Keep
Season
Gas
Vague
I was married to someone who had more money than me, but because I was the stronger earner and we lived in California - a shocking thing slapped me in the face when we divorced and I had to end up paying him my earnings.
Jeannie Mai
Me
Money
Face
Stronger
Earner
Earnings
Married
Someone
More
Had
Divorced
California
Him
Because
End
Up
Shocking
Than
Paying
Who
Lived
Slapped
Thing
Some people are really, really attracted to looks first, or money, or things like that.
Jeannie Mai
People
Money
Some People
First
Some
Like
Attracted
Looks
Really
Things
The easiest thing that is done, unfortunately, in Washington is to spend money today and send the bill to our children and grandchildren.
Jeb Hensarling
Today
Money
Our
Spend
Easiest
Easiest Thing
Send
Done
Children
Unfortunately
Grandchildren
Bill
Washington
Thing
One of the ways I think you make more money is by creating more efficiency.
Jeff Bewkes
You
Money
Think
Ways
More
Make
Efficiency
Creating
The Obama administration, seemingly without any concern or worry, funneled money around U.S. law through foreign central banks to provide a state sponsor of terrorism with $400 million in blood money for American hostages.
Jeff Duncan
Terrorism
Money
Law
State
Worry
Obama
Administration
Obama Administration
Seemingly
Through
Hostages
Sponsor
Concern
Around
Without
Foreign
Provide
Blood
American
Any
Banks
Central
Million
Find something in life that you love doing. If you make a lot of money, that's a bonus, and if you don't, you still won't hate going to work.
Jeff Foxworthy
Life
Work
Love
You
Hate
Money
Bonus
Find
Something
Make
Still
Doing
Lot
Going
As an individual doing a podcast, you don't get even remotely rich. It's not something to do for money.
Jeff Garlin
You
Money
Rich
Something
Individual
Remotely
Doing
Get
Even
I have accused L.B. Management of failing to report to me, and I've told L.B. Management the money is missing, and it could very well be embezzled.
Jeff Greene
Me
Management
Money
Could
Failing
Missing
Well
Very
Report
Accused
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