48 Jean Chatzky Quotes for You to Enjoy

Jean Chatzky

American Journalist

Born: Nov 7, 1964

Financial Good Money Time You Your

Related authors: Ambrose Bierce Dave Barry Erma Bombeck Hunter S. Thompson Mignon McLaughlin Walter Cronkite William F. Buckley, Jr. William Lloyd Garrison

While you're going through this process of trying to find the satisfaction in your work, pretend you feel satisfied. Tell yourself you had a good day. Walk through the corridors with a smile rather than a scowl. Your positive energy will radiate. If you act like you're having fun, you'll find you are having fun. Jean Chatzky

Positive Work Smile Good Day You Yourself Good Day Positive Energy Walk Will Energy Satisfied Tell Pretend Corridor Find Rather Having Having Fun Through Had Feel Like Than Trying Going Process While Act Your Fun Satisfaction

Resilience isn't a single skill. It's a variety of skills and coping mechanisms. To bounce back from bumps in the road as well as failures, you should focus on emphasizing the positive. Jean Chatzky

Positive You Focus Single Back Variety Road Bounce Emphasizing Failures Well Bumps Skill Should Skills Mechanisms Coping Resilience

I've never been a fan of loans between relatives or friends. They can divide relationships. Jean Chatzky

Relatives Relationships Divide Never Between Been Friends Fan Loans

Being charitable provides a boost to your psyche that is tough to replicate in any other way. But note that although any charity will happily take your money, you can give in other ways and still reap the same happiness reward. Volunteering and donating your old or unused belongings have the same result. Jean Chatzky

Happiness You Charity Money Result Reward Old Will Tough Reap Other Way Ways Boost Charitable Give Take Unused Although Still Provides Replicate Same Any Psyche Any Other Way Being Happily Note Your

After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term. Jean Chatzky

Finance Book Money Long Every Saving Saving Money Long-Term Over Term Excuse None Said Least Heard Up Decades Personal Reporting Hold After Them Really Two

For most, the largest asset is their home. This becomes a sentimental issue, I know, but if you're holding on to a home that you can no longer afford - or you need the liquidity - you need to think about solutions. One might be to bring in a tenant or roommate; a more drastic measure is to sell the home and downsize. Jean Chatzky

Home You Holding Think Drastic Solutions About More Longer Know Most Becomes Issue Sell Afford Liquidity Holding On Might Sentimental Measure Asset Largest Bring Need

Getting a tax refund is nice, but having more money year-round is better. If you get a chunk of change from the IRS, you're giving the government an interest-free loan - not something they, or any bank, would ever give you. Instead, change your withholding so you get a little extra in each paycheck. Jean Chatzky

Government You Change Money Better Loan Giving Nice Extra Chunk Would Give Something Having More Instead Withholding Year-Round Get Any Getting Bank Tax IRS Little Your Paycheck Each Ever

In money, and in life, you are very often your own worst enemy. You promise yourself you're going to diet, then eat not one or two French fries but a whole plate. You decide to really commit to saving for retirement, only to wind up with a new pair of shoes in your closet. Jean Chatzky

Life You Yourself Enemy Money Wind Shoes Own Saving Worst Promise One Or Two Eat Only Retirement New French French Fries Up Very Fries Commit Going Often Closet Diet Decide Then Really Your Whole Plate Pair Two

One way to make sure you don't lose assets in the future is to streamline your accounts. Consider using one bank for all your banking needs and one brokerage firm for all your investments. Jean Chatzky

Future Needs You Lose Consider Way Brokerage One-Way Investments Firm Make Sure Accounts Bank Banking Your Using Assets

Couples that do save have stronger, more stable, less stressful unions. In other words, you don't want to be fighting about saving; you just want to be saving, period. Jean Chatzky

You Words Stronger Fighting Unions Other Saving About More Period Couples Stable Just Want In Other Words Less Stressful Save

In a relationship where finances are shared, it's important that both people know what's going on. If one spouse likes being the family accountant, it's fine for that person to take the lead, but the other spouse shouldn't be in the dark. Jean Chatzky

Once you're retired and are no longer counting on earned income to live on and supplement your nest egg, you're done with disability insurance. At that point, though, the need for long-term care insurance - which protects you from spending that nest egg too fast - takes over. Jean Chatzky

You Care Live Too Earned Spending Once Though Nest Nest Egg Point Disability Supplement Takes Retired Counting Long-Term Longer Over Protects Insurance Egg Done Which Your Income Fast Need

There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan, it's not working for you - and if you leave your job, you'll have to pay it back in 60 days or treat it as a taxable withdrawal. Jean Chatzky

Taking a shuttle or even paying for a taxi to a rental office that's a few miles away from the airport can mean a lower rate - 50 percent lower is common - for the same car, from the same company, for the same length of time. Many companies run free shuttles from some of the major airports. Jean Chatzky

Time Car Free Few Airport Run Some Percent Rate Taking Major Office Same Common Length Mean Taxi Lower Miles Paying Companies Many Company Even Away Shuttle

Whether you're replacing one appliance that's seen better days, or many because you're moving or renovating, you probably know to look for the Energy Star label. That's good advice. Jean Chatzky

Good You Better Seen Advice Energy Days Know Look Because Label Replacing Whether Moving Good Advice Many Star Appliance

To bring down your credit card balances, write down the benefits of reducing your debt. No more gnawing feeling that you're throwing money away, perhaps. More money flowing to other financial objectives. Then consult the list when you have doubts. Jean Chatzky

You Money Benefits Financial Feeling Down Other Objectives More Consult Write Throwing Perhaps Balances Reducing Gnawing Debt List Then Your Doubts Away Credit Card Credit Card Bring Flowing

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