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Loans Quotes
Increasingly, the real estate developers can't get bank loans for their project financing in China. They're now going into the Hong Kong market to raise money in the bond market at very, very high rates, as high as 15, 20 percent.
James Chanos
Money
Real Estate
Increasingly
Hong Kong
Market
Project
High
Financing
Percent
Rates
Developers
Kong
Real
Very
Get
Going
Bank
Estate
China
Now
Bond
Raise
Loans
Making loans and fighting poverty are normally two of the least glamorous pursuits around, but put the two together and you have an economic innovation that has become not just popular but downright chic. The innovation - microfinance - involves making small loans to poor entrepreneurs, usually in developing countries.
James Surowiecki
You
Together
Innovation
Poverty
Become
Fighting
Small
Economic
Entrepreneurs
Pursuits
Glamorous
Put
Developing
Developing Countries
Countries
Involves
Around
Making
Least
Chic
Normally
Just
Poor
Popular
Downright
Two
Loans
Unlike other loans, a reverse mortgage doesn't have to be repaid until the borrower moves out of the home or passes away.
Jean Chatzky
Home
Other
Unlike
Out
Borrower
Mortgage
Until
Passes
Reverse
Moves
Away
Loans
I had three jobs in college. The best day of my life was when I paid off my student loans, on my own.
Jessica Seinfeld
Life
Best
Day
College
Three
My Life
Own
Jobs
My Own
Student
Student Loans
Had
Off
Paid
Loans
In my opinion, I think loans are for younger players trying to improve who have got the whole world in front of them.
Joe Hart
World
Think
Opinion
Got
Improve
Trying
Front
In My Opinion
Them
Younger
Who
Whole
Players
Loans
There are hundreds of millions of people around the globe who could safely repay loans but nonetheless do not have access to a line of credit. Financial institutions in developing economies are broken and inefficient, and hard-working people have not been given the chance to establish a credit history.
Joe Lonsdale
Broken
History
People
Financial
Hundreds
Given
Could
Developing
Economies
Institutions
Safely
Globe
Inefficient
Around
Access
Nonetheless
Repay
Line
Been
Establish
Who
Hard-Working
Credit
Millions
Chance
Millions Of People
Loans
The invention of the micro-loan was a big surprise to me. Who would have guessed loans of less than $20 made to poor people in undeveloped countries could create thriving local economies? And, even more surprisingly, that they more reliably pay off their debts than the wealthy of the world.
Joel A. Barker
Me
People
World
Made
Invention
Big
Pay
Local
Local Economies
Reliably
Would
Wealthy
More
Thriving
Could
Countries
Economies
Surprise
Surprisingly
Off
Debts
Than
Big Surprise
Poor
Poor People
Create
Less
Who
Even
Loans
We simply can't keep providing money from the federal government in the form of subsidized or actual loans and Pell Grants when we don't have the money.
John Kline
Government
Money
Pell
Federal
Federal Government
Simply
Providing
Subsidized
Form
Grants
Keep
Actual
Loans
Mortgage insurance stocks remained depressed through the end of 2012 amid lingering uncertainty as to whether they had sufficient capital to absorb losses on delinquent loans originated before the crisis. However, as house prices began to recover, losses started to decline.
John Paulson
Before
Crisis
Uncertainty
Recover
Remained
Through
Delinquent
Prices
Had
Absorb
Mortgage
House
Insurance
However
Losses
Lingering
Began
End
Stocks
Whether
Depressed
Decline
Capital
Originated
Sufficient
Started
Loans
When you collect bad loans... you sure learn a lot about making good ones. You also learn a lot about the power of persuasion, persistence and desperation.
John Stumpf
Good
You
Persistence
Desperation
Power
Collect
Bad
Good Ones
About
Also
Learn
Sure
Making
Lot
Persuasion
Loans
I learned how to lend money by cleaning up the messes of others who had made loans before me.
John Stumpf
Me
Cleaning
Money
Made
Before
Others
Had
Learned
Messes
How
Up
Lend
Who
Loans
I went off to the University of California, Santa Barbara, on a boatload of loans, sights set on becoming a doctor or a lawyer.
Katy Tur
Doctor
Lawyer
Sights
California
Becoming
Off
Barbara
Santa
Set
University
University Of California
Loans
When SoFi launched in 2011, it focused squarely on the burgeoning student loan market - a market that, unlike housing, had no viable option to refinance both federal and private student loans from higher interest-rate eras.
Kayla Tausche
Loan
Market
Unlike
Focused
Both
Higher
Federal
Student
Student Loans
Had
Housing
Eras
Private
Squarely
Option
Viable
Loans
An improving credit landscape means fewer loans are delinquent - and fewer people are needed to service these loans.
Kayla Tausche
Service
People
Delinquent
Improving
Fewer
Landscape
Means
Credit
Needed
Loans
When I went back to New Hampshire after graduating from law school, my plan was to go work for a private firm because I had to pay some student loans off and make money and really just be in the private practice of law. Which can be very rewarding.
Kelly Ayotte
Work
Money
Law
School
Practice
Just Be
Pay
Back
Some
Law School
Student
Student Loans
Had
Firm
New
Make
Because
New Hampshire
Go
Private
Hampshire
Off
Very
Just
Rewarding
Graduating
After
Which
Plan
Really
Loans
I had loans in law school.
Ken Starr
Law
School
Law School
Had
Loans
I'm here not just as an actress but as a woman, an African-American, a granddaughter of Ellis Island immigrants, a person who could not have afforded college without the help of student loans and as one of millions of volunteers working to re-elect President Obama!
Kerry Washington
Woman
College
Ellis
President
President Obama
Immigrants
Obama
Could
Student
Student Loans
Volunteers
Re-Elect
Without
Island
Person
Afforded
Just
African-American
Granddaughter
Working
Help
Who
Actress
Here
Millions
Loans
Through my studies, I became increasingly disillusioned with the international aid system. I think we systematically deny poor people the chance to engage as equals in the global economic order. At best, we give them handouts or tiny loans and hope they will suffer a bit less from extreme poverty. We don't view them as equals.
Leila Janah
Hope
Best
People
Will
Poverty
Think
Aid
Increasingly
Extreme
Extreme Poverty
Bit
System
Systematically
Give
Economic
Through
Studies
Global
Became
Equals
Deny
Tiny
Order
Disillusioned
Them
Poor
Poor People
Engage
View
Less
International
Suffer
Chance
Loans
I grew up in Communist China and never had much money to my name, and then, all of a sudden, I had giant student loans.
Li Lu
Money
Giant
Student
Student Loans
Never
Had
Name
Up
Grew
China
Then
Much
Communist
Sudden
Loans
There were absolutely circumstances where Sallie Mae was working hand-in-hand with for-profit schools and other schools in offering and putting students into risky expensive subprime loans.
Lisa Madigan
Other
Circumstances
Risky
Absolutely
Students
Putting
Schools
Were
Hand-In-Hand
Offering
Expensive
Where
Working
Loans
My investigation found Sallie Mae put student borrowers into expensive subprime loans that it knew were going to fail.
Lisa Madigan
Borrowers
Student
Investigation
Put
Knew
Fail
Were
Going
Expensive
Found
Loans
Do not enter into an agreement you cannot afford. Take precautions to avoid institutional loans with double-digit interest rates.
Lisa Madigan
You
Enter
Rates
Take
Institutional
Afford
Cannot
Interest
Interest Rates
Double-Digit
Avoid
Agreement
Loans
I've repeatedly seen unscrupulous lenders use every con in the book to charm and lie to homeowners. Lenders actually paid brokers a premium to put people in higher-priced loans with toxic features, such as adjustable rates and prepayment penalties.
Lisa Madigan
Book
Lie
People
Seen
Every
Penalties
Broker
Charm
Rates
Features
Put
Con
Toxic
Repeatedly
Paid
Use
Premium
Actually
Loans
I am disappointed that Senator Ayotte has voted repeatedly for deep cuts in Pell Grants that would make college more expensive for thousands of New Hampshire students and voted against allowing young people to refinance their student loans.
Maggie Hassan
People
College
Young
Pell
Would
Thousands
More
Student
Student Loans
Students
Allowing
Disappointed
New
Voted
Make
New Hampshire
Am
Repeatedly
Hampshire
Senator
Expensive
Against
Young People
Cuts
Grants
Deep
Loans
Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.
Mark Zandi
Today
Great
Problem
Financial
Made
Recession
Too
Market
Way
Broader
Bad
Followed
Bubble
Mortgage
Calamity
Economy
Particularly
Tight
Housing
Housing Market
Contrast
Get
Paved
Creating
Hard
Credit
Millions
Loans
It is hard to be enthusiastic about the economy's prospects when house prices are falling: Households spend less, small business owners can't use homes as collateral for loans and local governments are forced to cut jobs and programs as property-tax revenue disappears.
Mark Zandi
Business
Programs
Local
Spend
Local Governments
Collateral
Jobs
Enthusiastic
About
Small
Small Business
Small Business Owners
Prices
Disappears
Prospects
Economy
House
Forced
Households
Revenue
Falling
Governments
Owners
Cut
Use
Business Owners
Hard
Less
Homes
Loans
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