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For small community banks and credit unions, like those in Central and Northern Wisconsin, the hundreds of new rules will require an estimated 2,260,631 labor hours just for compliance. Those are hours that your local bank or credit union will spend dealing with some Washington bureaucrat instead of focusing on the needs of customers like you. Sean Duffy

Needs You Will Community Unions Local Spend Hundreds Rules Those Focusing Compliance Some Small Wisconsin Instead New Like Hours Dealing Labor Bureaucrat Northern Bank Just Banks Estimated Central Customers Require Your Union Washington Credit

We should try to ensure that everyone has a fair opportunity to find a great life. It's a quest that will require political will and ingenious policies. President Obama's proposed expansion of the earned-income tax credit goes in this direction, but we need more. Sendhil Mullainathan

Life Great Political Opportunity Try Will President Everyone Ensure Obama Find Great Life Direction More Proposed Fair Policies Quest Expansion Goes Tax Ingenious Require Should Credit Need

Even if a financial institution rejects an initial application by an individual using a synthetic identity, credit bureaus create a record from the transaction based on the fraudulent credentials. Consequently, the record can be used repeatedly by a fraudster to establish a fake identity used to commit financial and other types of fraud. Seth Moulton

Financial Other Types Synthetic Fraud Fraudulent Record Individual Institution Identity Fake Repeatedly Commit Transaction Establish Create Used Initial Using Even Based Credentials Credit Application Rejects Consequently

While payday loans are often the only source of credit for low-income Americans, these lenders are notorious for predatory practices that cause borrowers to fall deeper into debt. Seth Moulton

Cause Fall Borrowers Only Practices Source Debt American Often Predatory While Low-Income Notorious Deeper Credit Loans

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before. Shane Filan

Myself Try Before Whatever Live More Put Like Person Afford Done Anymore Now Credit Card Credit Cards Awkward Cards Position

People don't give Yachty the credit that he deserves. Smokepurpp

People Give He Deserves Credit

Being able to save, make non-cash payments, send or receive remittances, get credit, or get insurance can be instrumental in raising living standards and helping businesses prosper. It helps people to invest more in education or health care. Sri Mulyani Indrawati

Education Health People Care Living Able More Invest Prosper Instrumental Make Health Care Insurance Get Send Being Payments Standards Businesses Helping Helps Credit Receive Raising Save

I am not frugal - I'm quite a big spender - but not on credit. Steph McGovern

Big Am Quite Frugal Credit

When you lose control of risk at a financial institution, you do a variety of unfortunate credit extensions or purchases - and all of a sudden, you've blown up your business. Stephen A. Schwarzman

You Business Financial Lose Control Purchases Risk Variety Institution Up Blown Unfortunate Your Sudden Credit Extensions

I'm a very conservative businessman. I don't work on credit. My father was the guy who taught me how to think straight, not to delude myself and think I was larger than I was. Stephen J. Cannell

Work Myself Me Conservative Father Think Guy Delude How Very Than Taught Straight Who Businessman Larger Credit

Sometimes you realize you don't give people in your hometown enough credit. Stephen Karam

You People Sometimes Enough Give Realize Your Hometown Credit

In a world without an Ex-Im Bank, which finances just 2 percent of U.S. exports, private firms would provide the insurance and credit these companies need, but at market rates that reflect risk of default. Stephen Moore

Goalies almost never get credit for winning a game, but they always get blamed for losing a game. Steve Carell

Game Losing Blamed Winning Never Almost Always Get Credit

I actually credit Twitter with fine-tuning some joke-writing skills. I still feel like I'm working at it. Steve Martin

Twitter Some Feel Like Still Working Skills Credit Actually

You don't learn from a situation where you do something well. You enjoy it and you give yourself credit, but you don't really learn from that. You learn from trial and error, trial and error, all the time. Suzanne Farrell

Time You Yourself Situation Enjoy Trial Trial And Error Give Something Well Learn Error Where Really Credit

Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters. Suze Orman

Good You Faster Abandon Runs Good Times Heads Like Economy South Up Friends Times Cozy Than Bolt Credit Card Credit Card

Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. Suze Orman

Good You Balance Hurt People Will Made Tough Pay High Rates Exempt Limit Limits Score Off Up Timely Accounts Closing Interest Interest Rates Lowering Your Good Chance Payments Who Companies Even Credit Card Credit Card Chance

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score. Suze Orman

Good Management Financial Strong Pay Everything Possible Ticket Balances Always Doing Score Off Credit Card Credit Card

I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months. Suze Orman

It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting. Suze Orman

There are so many instances in banking where 'free' simply doesn't mean free, whether it's opaque overdraft charges or credit card providers that are quietly raising interest rates without customers noticing. Taavet Hinrikus

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