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After costs, only the top 3% of managers produce a return that indicates they have sufficient skill to just cover their costs, which means that going forward, and despite extraordinary past returns, even the top performers are expected to be only as good as a low-cost passive index fund. The other 97% can be expected to do worse.
Eugene Fama
Good
Past
Other
Extraordinary
Despite
Top
Worse
Only
Costs
Performers
Return
Returns
Cover
Passive
Expected
Managers
Going
Just
After
Which
Low-Cost
Produce
Skill
Means
Forward
Even
Fund
Sufficient
I finish off my manicure with Dior's Gel Coat, which has a thicker consistency than most top coats. It dries quickly and leaves your nails really shiny.
Eva Chen
Consistency
Top
Dior
Gel
Finish
Nails
Most
Leaves
Off
Shiny
Quickly
Than
Manicure
Which
Really
Your
Coat
Coats
Thicker
The new industries are brainy industries and so-called knowledge workers tend to like to be near other people who are the same. Think of the City of Hollywood. People cluster. This means you have winning regions, such as London and Cambridge, and losing regions. The people who want to be top lawyers in Sunderland are hoovered up by London.
Evan Davis
Knowledge
You
People
Losing
Brainy
Think
Other
Top
City
London
Lawyers
Winning
Tend
New
Like
Industries
Cambridge
Up
Same
So-Called
Want
Regions
Cluster
Hollywood
Hollywood People
Workers
Means
Who
Near
My strong belief - in being in blogging before Twitter - is that in trying to create more information out there, in trying to create the democratization of media in general, is that the more voices there are out there then the likelihood is that the truth bubbles up to the top.
Evan Williams
Truth
Strong
Before
Twitter
Top
Out
General
More
Voices
Bubbles
Likelihood
Democratization
Blogging
Up
Trying
Being
Information
Then
Create
Belief
Media
The top quark was discovered in 1995, and since then, the Higgs has become our obsession because the standard model was incomplete without it.
Fabiola Gianotti
Become
Incomplete
Our
Top
Obsession
Since
Because
Without
Discovered
Model
Then
Standard
As a real estate investor, you're ultimately accountable to you and your checkbook. Of course, you will need to stay on top of your local coding regulations and ordinances. But once you get the hang of it, you really shouldn't have any problems with ordinances.
Fabrizio Moreira
You
Real Estate
Problems
Will
Local
Once
Top
Stay
Investor
Course
Real
Ultimately
Accountable
Get
Hang
Any
Estate
Really
Your
Regulations
Coding
Need
I went from not knowing anything to becoming really curious and wanting to know and respecting people in the industry, realizing how hard they work. I will always be thankful for 'Top Model' for that.
Fatima Siad
Work
Thankful
People
Will
Not Knowing
Top
Respecting
Be Thankful
Know
Knowing
Industry
Always
Becoming
How
Model
Curious
Wanting
Anything
Realizing
Really
Hard
When it was over my daughter said, 'Oh, I felt so sorry for him - he didn't want to hurt you, he liked you.' That was Victoria. When you visualize him up there on top of the Empire State Building, you do feel sorry for him.
Fay Wray
You
Hurt
Daughter
Sorry
Building
State
Top
Visualize
He
Feel
Empire
Over
Empire State
Liked
Him
Felt
Said
Up
Oh
Want
Victoria
Peace between Israel and Palestine is a top priority for the European Union, and it will remain a top priority in our political agenda.
Federica Mogherini
Peace
Political
Will
Our
Top
Remain
Between
Priority
Israel
Political Agenda
Agenda
Union
European
European Union
Palestine
Day to day, I always wear eyeliner on my top lid and mascara. I like to do my own makeup, it depends on the event.
Felicity Jones
Day
Own
Top
Lid
Wear
My Own
Mascara
Day-To-Day
Like
Makeup
Always
Depends
Event
Let me tell you - when I was standing there on top of the world, you become so humble. You don't think about breaking records anymore, you don't think about gaining scientific data - the only thing that you want is to come back alive.
Felix Baumgartner
Me
You
Humble
World
Become
Think
Back
Top
Alive
Tell
About
Data
Only
Records
Come
Scientific
Want
Anymore
The Only Thing
Breaking
Gaining
Standing
Thing
In Ukraine as well as in Brazil, Manchester City is now considered one of the best teams in the world, and after I signed, people back home in Brazil congratulated me for signing for one of the top teams in the world.
Fernandinho
Best
Home
Me
People
World
Brazil
Back
Considered
Top
Ukraine
Signed
Signing
City
Well
Manchester
After
Teams
Now
I'm always in the 'butcher' role. But the only way to stop Messi one-on-one is to foul him. Otherwise, if I'm alone, I'll only get the ball one in 20 times. I have to use other weapons, I know the best way to stop him. I know he does not like playing with his back to goal, you must be right on top of him when he gets the ball.
Filipe Luis
Alone
Best
You
Other
Otherwise
Back
Top
Way
Must
Weapons
Best Way
One-On-One
Only
He
Like
Know
Him
Messi
Ball
Does
Always
His
Goal
Times
Role
Get
Gets
Stop
Use
Foul
Butcher
Right
Playing
I have a different relationship with Chucky because he's been on top of my bookshelf in the corner of my living room for my entire life. He was a great tool for scaring friends, and when I see him in different theme parks I've been to, or in commercials, my heart swells a little bit, and I'm like, 'Aww! It's my Chucky!'
Fiona Dourif
Life
Great
Relationship
Heart
Living
Corner
Tool
Bookshelf
Top
Bit
See
Scaring
Entire
Entire Life
Parks
He
Like
Him
Because
Been
Friends
Commercials
Different
Little
Little Bit
Room
Theme
Living Room
Takashi Miike is definitely one of my top five, you know?
Flying Lotus
You
Top
Definitely
Know
Five
In life, there's a ladder sometimes, and maybe at the top, there's a mirror. You take a step up, then maybe three steps down... just because you don't want to face the decloaking in the mirror.
Forest Whitaker
Life
You
Sometimes
Face
Three
Mirror
Ladder
Down
Top
Take
Step
Steps
Because
Up
Maybe
Just
Just Because
Want
Then
As far as myself, I want to see myself hold a Grand Slam, be at the top of the game.
Frances Tiafoe
Myself
Game
Top
See
Want
As Far As
Hold
Grand
Grand Slam
Far
Slam
I wish that the circuses that were around now felt like they did then. They're not quite as elegant or as magical as they used to be. There was something about the old tent shows, the Big Top, the canvas, the lights, the sawdust, the hay and the animals that's just missing now. Now, it's all urbanized and maybe a little garish.
Francis Lawrence
Old
Animals
Wish
Big
Top
About
Magical
Something
Hay
Tent
Lights
Missing
Like
Around
Felt
Were
Did
Quite
Maybe
Just
Canvas
Little
Then
Used
Shows
Elegant
Now
I had no connections, and the fashion world was a closed elite. So my mother made appointments for herself with three top Parisian makeup artists and spoke highly about me... she was my first publicist!
Francois Nars
Fashion
Me
World
Mother
Made
Three
First
Closed
Herself
Top
About
Had
Spoke
Highly
She
Makeup
Artists
Connections
Fashion World
Publicist
Elite
Appointments
Even with the quality of players that we have, they're an extremely hard side to break down and once they get on top of you, you find it difficult to stem the flow of attacks.
Frank Lampard
You
Quality
Down
Difficult
Side
Once
Top
Extremely
Find
Attacks
Stem
Get
Break
Hard
Even
Players
Flow
In international football, you need pace and you need your players up top to create things out of nothing and run at people.
Frank Lampard
You
People
Nothing
Top
Out
Run
Football
Up
Pace
Create
Your
International
Things
Players
Need
I grew up in a household where everybody lived at the top of his lungs.
Frank Langella
Home
Everybody
Top
Household
His
Up
Where
Grew
Lived
Lungs
We had nothing, no television, no radio, nothing to get in the way. We read by the streetlight at the top of the lane, and we acted out the stories.
Frank McCourt
Nothing
Top
Way
Television
Out
Had
Read
Get
Stories
Acted
Lane
Radio
I have found some of the best reasons I ever had for remaining at the bottom simply by looking at the men at the top.
Frank Moore Colby
Best
Men
Looking
Top
Some
Remaining
Had
Bottom
Simply
Reasons
Found
Ever
It's not for nothing that they say it's easier to get to the top than to stay at the top.
Frank Rijkaard
Nothing
Top
Say
Easier
Stay
Than
Get
They Say
I started off as a bar band. We played ZZ Top, Bob Seger, Waylon Jennings, the Rolling Stones - everything and anything people wanted to hear. You're not really selling yourself back then; you're selling beer.
Frankie Ballard
Beer
You
Yourself
People
Band
Back
Everything
Top
Hear
Off
Selling
Rolling
Stones
Rolling Stones
Wanted
Anything
Bar
Bob
Then
Really
Played
Started
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