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Loans Quotes
The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of making better margin on the same set of Indian firms than what we would have made by giving rupee loans.
Chanda Kochhar
Better
Made
Giving
Market
Would
India
Indian
Risk
Facility
Global
Global Market
Well
Understand
Does
Making
Than
Same
Therefore
Margin
Set
Loans
Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans.
Charles Duhigg
Buy
Financial
Other
Mac
Those
Mortgages
New
Institutions
Make
Providing
Banks
Capital
Loans
As the United States has become an older nation, reverse mortgages have grown into a $20-billion-a-year industry, with elderly homeowners taking out more than 132,000 such loans in 2007, an increase of more than 270 percent from two years earlier.
Charles Duhigg
Become
Nation
Older
Increase
States
Out
Percent
More
Taking
Mortgages
Industry
Reverse
Years
Than
Elderly
Grown
United
United States
Earlier
Two
Loans
Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.
Charles Duhigg
Home
Sense
Live
High
Borrowers
Only
Mortgage
Fees
Make
Because
Reverse
Years
Expect
Who
Number
Associated
Loans
Subsidies and mandates are just two of the privileges that government can bestow on politically connected friends. Others include grants, loans, tax credits, favorable regulations, bailouts, loan guarantees, targeted tax breaks and no-bid contracts.
Charles Koch
Government
Loan
Others
Favorable
Bestow
Contracts
Friends
Targeted
Privileges
Subsidies
Politically
Just
Mandates
Tax
Tax Breaks
Breaks
Grants
Regulations
Connected
Include
Credits
Two
Guarantees
Loans
Except for a handful of banks that just keep a handful of their loans in portfolio, on their balance sheet, every other loan that's originated in the United States - whether from a bank, mortgage company, mortgage broker - is sold into the secondary market.
Dan Gilbert
Balance
Loan
Every
Other
Secondary
Market
Sold
States
Broker
Except
Mortgage
Sheet
Handful
Bank
Just
Banks
Whether
Company
Keep
United
Originated
United States
Portfolio
Loans
We never did these kinds of loans that really started this mess, the subprime loans. We just never got into that business. We were enticed a lot of times to do so by a lot of Wall Street-type players, but I, frankly, never understood some of this stuff.
Dan Gilbert
Business
Frankly
Kinds
Some
Never
Stuff
Mess
Got
Understood
Were
Lot
Times
Wall
Did
Just
Really
Players
Started
Loans
Every loan that we did in the City of Detroit in the 10 years they studied - between 2005 and 2014 - were conventional FHA, VA loans with average interest rates of 6%.
Dan Gilbert
Loan
Every
City
Rates
Detroit
Studied
Between
Were
Years
Did
Conventional
Interest
Interest Rates
Average
VA
Loans
Financial Aid Office (FAO) administrators are scrambling to educate students on repaying loans, but a disparity in knowledge persists.
David Fahrenthold
Knowledge
Financial
Aid
Financial Aid
Administrators
Students
Educate
Persists
Office
Disparity
Loans
We need to make college affordable in price, and also have lower-cost student loans and more available grants for students.
Debbie Stabenow
College
More
Price
Student
Student Loans
Students
Also
Make
Affordable
Available
Grants
Need
Loans
In Puerto Rico, there has developed a culture of taking out loans and not paying them back. That has ended.
Eduardo Bhatia
Culture
Back
Out
Developed
Taking
Ended
Them
Paying
Rico
Puerto
Puerto Rico
Loans
Don't reward bad behavior. It is one of the first rules of parenting. During the financial cataclysm of 2008, we said it differently. When we bailed out banks that had created their own misfortune, we called it a 'moral hazard,' because the bailout absolved the bank's bad acts and created an incentive for it to make the same bad loans again.
Eliot Spitzer
Parenting
Financial
Behavior
Reward
First
Own
Rules
Out
Bad
Moral
Bad Behavior
Misfortune
Hazard
Had
Bailout
Make
Because
Said
Same
Bank
Banks
Again
Created
Incentive
Acts
Differently
Loans
We need to align the incentives so that colleges have an incentive to keep down their costs... to graduate students on time with degrees in areas where they're going to be able to get jobs and going to be able to pay back those loans.
Elizabeth Warren
Time
Pay
Down
Back
Align
Those
Jobs
Degrees
Able
Colleges
Costs
Area
Students
Get
Graduate
Going
Graduate Students
Where
Incentive
Incentives
Keep
Need
Loans
If Federal Reserve loans are subsidies, it doesn't show up in the federal budget.
Elizabeth Warren
Federal
Federal Reserve
Budget
Up
Subsidies
Show
Reserve
Loans
Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.
Elizabeth Warren
Down
Rates
Go
Interest
Interest Rates
Businesses
Loans
We need to hold Wall Street accountable for issuing the kinds of deceptive loans that nearly brought our economy to its knees in 2008.
Elizabeth Warren
Our
Kinds
Brought
Knees
Economy
Accountable
Wall
Wall Street
Deceptive
Hold
Street
Nearly
Need
Loans
If banks anticipate government will come to the rescue should the credit market go badly awry, they may make loans that would otherwise be imprudent, e.g. subprime loans with little prospect of repayment.
Eric Maskin
Government
Will
Otherwise
Market
Would
Badly
Prospect
Come
Make
Repayment
Go
Anticipate
Imprudent
May
Banks
Little
Should
Rescue
Credit
Awry
Loans
I just thought acting would be something to help out with my student loans, but my first year as an actress, I made more money than my parents. That's when I realized it could turn into a career. After that, I put everything I had into it.
Gabrielle Union
Money
Thought
Made
Parents
First
Year
Everything
Out
Would
Would-Be
Something
More
Could
Student
Student Loans
Had
Put
Than
Just
After
Turn
Realized
Acting
Help
Actress
Career
Loans
Students are up to their eyeballs in loans, and it's going to get even worse. It's going to be hideous, actually. Students are going to be saddled for life. It's going to put a lot of people off going to college, which is a shame.
Giles Deacon
Life
People
College
Worse
Hideous
Eyeballs
Shame
Students
Put
Lot
Off
Up
Get
Going
Which
Even
Even Worse
Actually
Loans
If you waive loans, it will encourage everyone to opt for more as they think they can get away with it in future.
Gita Gopinath
Future
You
Will
Think
Everyone
More
Encourage
Get
Away
Loans
The rising costs of higher education coupled with the stress of paying student loans are putting increasing pressure on students.
Hank Johnson
Education
Stress
Pressure
Higher Education
Increasing
Rising
Costs
Higher
Student
Student Loans
Students
Putting
Coupled
Paying
Loans
Students graduating with high debt encounter difficulties in qualifying for home and automobile loans.
Hank Johnson
Home
Difficulties
High
Students
Qualifying
Encounter
Debt
Graduating
Automobile
Loans
Any cut to Pell Grants means low-income must take out additional loans or work longer hours - risk factors that increase their odds of dropping out of school.
Hank Johnson
Work
School
Odds
Increase
Additional
Pell
Out
Must
Risk
Factors
Take
Dropping
Longer
Hours
Any
Cut
Low-Income
Means
Grants
Loans
There's a reason that there are oodles of young Aussies, Germans, Japanese, even Chinese backpackers traipsing around the world. They are unencumbered by debilitating student loans. No such luck for the American Theater Arts major with $120,000 in loans.
J. Maarten Troost
World
Young
Luck
Student
Student Loans
Major
Around
Debilitating
Germans
Unencumbered
American
Arts
Theater
Chinese
Japanese
Reason
Even
Loans
Where micro-finance focuses on small loans to individual, low-income women, think of Acumen Fund more like a venture capital fund.
Jacqueline Novogratz
Women
Think
More
Small
Individual
Like
Venture
Venture Capital
Where
Capital
Low-Income
Fund
Acumen
Loans
What people don't realize is that China papered over its last two credit bubbles, those in 1999 and 2004. The banks were never bailed out - they just exchanged their bad loans for questionable bonds from quasi-state organizations.
James Chanos
People
Those
Out
Bad
Bubbles
Never
Over
Were
Questionable
Just
Banks
China
Realize
Organizations
Credit
Last
Two
Bonds
Loans
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