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Quotes by Journalists
Union leaders argue that pension shortfalls account for a proportionally tiny portion of governments' financial problems, and by all accounts, there are plenty of parties to blame for the growth in payrolls and obligations.
Charles Duhigg
Obligations
Blame
Financial
Problems
Plenty
Pension
Argue
Leaders
Parties
Governments
Account
Accounts
Tiny
Union
Growth
Portion
Government and other scientists have identified hundreds of chemicals that are linked to diseases in small concentrations and that are unregulated in drinking water or policed at limits that still pose serious risks.
Charles Duhigg
Government
Risks
Water
Drinking
Other
Hundreds
Small
Drinking Water
Identified
Chemicals
Limits
Still
Scientists
Linked
Diseases
Serious
Pose
State and federal studies indicate that thousands of water and sewer systems may be too old to function properly.
Charles Duhigg
Water
Old
Too
State
Sewer
Systems
Thousands
Indicate
Properly
Federal
Studies
May
Function
The Great Bailout is mostly over for the banks. But for those troubled behemoths of the nation's housing bust, Fannie Mae and Freddie Mac, the lifeline from Washington just keeps getting longer.
Charles Duhigg
Great
Nation
Mac
Those
Lifeline
Troubled
Longer
Over
Bailout
Mostly
Housing
Getting
Just
Banks
Bust
Washington
Keeps
Some officials overseeing local water systems have tried to go above and beyond what is legally required. But they have encountered resistance, sometimes from the very residents they are trying to protect, who say that if their water is legal, it must be safe.
Charles Duhigg
Legal
Water
Sometimes
Local
Say
Systems
Must
Tried
Some
Above
Beyond
Safe
Protect
Go
Encountered
Overseeing
Very
Trying
Legally
Officials
Required
Who
Residents
Resistance
Drinking water that does not meet a federal health guideline will not necessarily make someone ill. Many contaminants are hazardous only if consumed for years. And some researchers argue that even toxic chemicals, when consumed at extremely low doses over long periods, pose few risks.
Charles Duhigg
Health
Risks
Water
Will
Long
Drinking
Few
Meet
Extremely
Some
Someone
Only
Drinking Water
Federal
Argue
Long Periods
Consumed
Hazardous
Over
Toxic
Periods
Make
Does
Chemicals
Years
Doses
Low
Ill
Researchers
Many
Even
Necessarily
Pose
The Safe Drinking Water Act was passed in 1974 after tests discovered carcinogens, lead and dangerous bacteria flowing from faucets in New Orleans, Pittsburgh and Boston and elsewhere.
Charles Duhigg
Water
Dangerous
Drinking
Elsewhere
Bacteria
Boston
Drinking Water
Lead
New
Safe
Passed
Discovered
Tests
New Orleans
Pittsburgh
After
Act
Orleans
Flowing
As cities have grown rapidly across the nation, many have neglected infrastructure projects and paved over green spaces that once absorbed rainwater.
Charles Duhigg
Nation
Neglected
Once
Projects
Cities
Rapidly
Absorb
Over
Green
Spaces
Infrastructure
Paved
Across
Many
Grown
For years, agency officials said that atrazine in drinking water posed almost no risk to humans or the environment.
Charles Duhigg
Water
Drinking
Risk
Drinking Water
Environment
Almost
Said
Years
Officials
Agency
Humans
It is often difficult to definitively link a specific instance of disease to one particular cause, like water pollution. Even when tests show that drinking water is polluted, it can be hard to pinpoint the source of the contamination.
Charles Duhigg
Water
Cause
Drinking
Difficult
Drinking Water
Instance
Contamination
Particular
Like
Source
Tests
Pinpoint
Link
Disease
Often
Polluted
Pollution
Hard
Show
Even
Specific
Many cows are fed a high-protein diet, which creates a more liquid manure that is easier to spray on fields.
Charles Duhigg
Easier
More
Fed
Spray
Cows
Liquid
Diet
Which
Fields
Creates
Manure
Many
Stock exchanges say that more than half of all trades are now executed by just a handful of high-frequency traders, who use rapid-fire computers to essentially force slower investors to give up profits, then disappear before anyone knows what happened.
Charles Duhigg
Half
Before
Say
Slower
Give
More
Computers
Exchanges
Disappear
Investors
Executed
Force
Knows
Trades
Handful
Up
Stock
Than
Essentially
Just
Anyone
Happened
Then
Use
Who
Now
Profits
In the past, NASDAQ has defended flash orders.
Charles Duhigg
Past
Flash
Orders
In The Past
Defended
For most of Wall Street's history, stock trading was fairly straightforward: buyers and sellers gathered on exchange floors and dickered until they struck a deal.
Charles Duhigg
History
Struck
Exchange
Most
Until
Fairly
Deal
Trading
Sellers
Stock
Wall
Straightforward
Floors
Street
Buyers
Gathered
Medicare's top officials said in 2006 that they had reduced the number of fraudulent and improper claims paid by the agency, keeping billions of dollars out of the hands of people trying to game the system.
Charles Duhigg
Game
People
Top
Claims
System
Out
Fraudulent
Had
Said
Reduced
Dollars
Trying
Hands
Officials
Agency
Paid
Billions
Billions Of Dollars
Keeping
Medicare
Number
Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans.
Charles Duhigg
Buy
Financial
Other
Mac
Those
Mortgages
New
Institutions
Make
Providing
Banks
Capital
Loans
If Freddie Mac is unable to raise capital, it could spark a political and financial crisis.
Charles Duhigg
Financial
Political
Mac
Financial Crisis
Crisis
Unable
Could
Capital
Spark
Raise
Candy bar companies, through commercials, have tied their products to low-energy cues, transforming what was once a dessert into a pick-me-up for cubicle dwellers.
Charles Duhigg
Once
Dessert
Through
Tied
Commercials
Candy
Bar
Transforming
Products
Companies
Even if consumer confidence hit rock bottom, that most likely would not be enough, by itself, to cause a depression.
Charles Duhigg
Depression
Confidence
Cause
Enough
Would
Consumer
Consumer Confidence
Bottom
Most
Likely
Rock
Itself
Hit
Even
As the United States has become an older nation, reverse mortgages have grown into a $20-billion-a-year industry, with elderly homeowners taking out more than 132,000 such loans in 2007, an increase of more than 270 percent from two years earlier.
Charles Duhigg
Become
Nation
Older
Increase
States
Out
Percent
More
Taking
Mortgages
Industry
Reverse
Years
Than
Elderly
Grown
United
United States
Earlier
Two
Loans
Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and the total amount owed grows over time.
Charles Duhigg
Time
Day
Every Day
Every
Added
Immediate
Charges
Total
Borrowers
Mortgages
Over
Make
Because
Reverse
Debt
Owed
Interest
Require
Grows
Amount
Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.
Charles Duhigg
Home
Sense
Live
High
Borrowers
Only
Mortgage
Fees
Make
Because
Reverse
Years
Expect
Who
Number
Associated
Loans
Some financial advisers say anyone who may move in less than seven years should not take out a reverse mortgage.
Charles Duhigg
Financial
Seven
Say
Out
Some
Take
Mortgage
Adviser
Reverse
Years
Than
May
Move
Anyone
Should
Less
Who
As the nation's elderly population grows, dozens of industries have tried to harness the political might of older Americans for corporate goals.
Charles Duhigg
Political
Goals
Nation
Older
Harness
Corporate
Tried
Industries
American
Elderly
Might
Population
Grows
Dozens
Massachusetts has prohibited most financial advisers from using titles like 'certified senior adviser,' and some of the largest insurers, including MetLife and Genworth Financial, have similar rules.
Charles Duhigg
Financial
Prohibited
Rules
Some
Similar
Like
Massachusetts
Most
Adviser
Senior
Titles
Certified
Using
Including
Largest
Older Americans are perfect telemarketing customers, analysts say, because they are often at home, rely on delivery services, and are lonely for the companionship that telephone callers provide.
Charles Duhigg
Home
Lonely
Older
Analyst
Telephone
Say
Rely
Perfect
Delivery
Because
Provide
American
Often
Customers
Companionship
Services
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