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Lending Quotes
Many of the smaller banks have had to get to the point where they now have more compliance people than they have lending offices. That's crazy.
Wilbur Ross
Crazy
People
Compliance
More
Point
Had
Smaller
Than
Get
Offices
Where
Banks
Lending
Many
Now
In my own work, I have written about how our public sector bank officials avoid making any new lending decisions - because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong.
Abhijit Banerjee
Work
Loan
Own
Our
Sector
Some
About
My Own
Risk
Blamed
Written
Wrong
New
Because
Always
How
Making
Officials
Any
Going
Bank
Being
Decisions
Lending
Public
Them
Avoid
Public Sector
We should redefine the metric for effective lending, viz., prioritise loans to enterprises, which will generate more employment.
Urjit Patel
Will
Enterprises
Viz
More
Generate
Employment
Redefine
Metric
Effective
Which
Lending
Should
Loans
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Happiness
Care
Could
Always