Suze Orman quote

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'
Suze Orman

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The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime
The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime
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